Browse By

American Health Care Act poised in negatively impact millions

The American Health Care Act, lately termed Trumpcare, technically falls under the category of a health care initiative. However, it seems to be moreso an act against health care, more specifically against former President Barack Obama. Trumpcare is “Obamacare lite,” which means that some of the most important aspects of Obamacare have been taken out, leaving the bare minimum in order to be likened to the Affordable Care Act.

The American Health Care Act will include some important aspects from the Affordable Care Act. For example, it will still not allow insurance providers to discriminate against people because of their pre-existing conditions and allow children to remain on their parents’ plans until age 26. It also will keep the Medicaid expansion, but only until 2020. The ACHA will also be getting rid of the individual mandate. The defining feature of the ACHA is, however, that instead of the subsidies of the Affordable Care Act, the AHCA will contain tax credits.

The tax credits will be weighted based on age, and then by income, and will apply for anyone who makes up to $75,000. This is important, because under the ACA, subsidies would be given for anyone who makes up to $48,000, so those making $60,000 (about average) were not able to receive subsidies even though they weren’t particularly rich. Also, without a restriction against charging elderly more for insurance, insurers could charge older people up to 5 times more than younger people.

However, these older people may feel that they are actually doing better under the AHCA, but only because they could receive a tax credit, which would make them feel the government was helping them. This is regardless of the fact that their insurance will likely be much higher than before. The only thing that is different is that President Trump will blame the insurance hikes on the insurance companies while assuring the people that the government is doing everything it can to help them.

Since the plan has been released by the GOP, it has been met with criticism, and rightly so. However, President Trump is convinced that Obamacare is dead and his plan will be much better. He has criticized Republicans who are “no” votes, and talked about how he has been successful in turning those “no” votes into “yes” votes. President Trump has been blaming those “no” votes and the overall pushback against the AHCA on the press. He has stated, “Press is making it look so wonderful so that, if we end it, everyone’s going to say ,’Oh, remember how great Obamacare used to be? Remember how wonderful it used to be? It was so great.” He ignores the fact that Obamacare may actually be more effective than any plan he can come up with. He also has been pushing back against the term Trumpcare, implying that the term Obamacare is what cause so much pushback against the Affordable care act.

It is estimated that within the first year of its implementation, 14 million Americans will lose health care coverage, and within the first decade, 24 million Americans will lose the health care that they currently have under the Affordable Care Act. Can this really be a health care initiative if it decreases coverage for so many?

For some members of the GOP, apparently not. The general consensus seems to be that this plan would be at least, or more, inneffective than the ACA. Donald Trump, however, seems to think that these voters who are hard “no” votes can be swayed by his reasoning. However, those representatives have some responsibility to the people, and those stakeholders in the healthcare industry, do not like the replacement. For moderate Republicans, the doing away with Medicaid expansion is a big no-no, and in addition, they are upset by the loss of coverage for many Americans. For conservative Republicans, this bill gives too much. They would rather see no government involvement in the healthcare industry and are upset by the existence of a health care act at all.

Leave a Reply

Your email address will not be published. Required fields are marked *